Before you start looking for your first home, we can help you with a mortgage preapproval.

Mortgage Masters of California can help you get pre-approved and on your way to home ownership! Simply fill out our mortgage application securely on our website.

In a competitive market, a preapproval letter is a powerful tool that lets a seller know you are serious and qualified to purchase.

Determine how your credit looks.

Lenders will look at your payment history, income, and current debts to determine how likely you are to pay your loan each month.

There are many websites that allow you to quickly check your credit & credit score for free. Two of our favorites are www.freecreditreport.com and www.creditkarma.com. Keep in mind these scores may be different than a score obtained by a mortgage lender but it will provide you an insight as to how your overall credit looks.

If you have a credit score below 640, consider delving deeper into your report to make sure it is accurate. Stay current with all monthly payments and reduce debt where possible to boost your score.